Though it sounds a bit far-fetched, there are more and more
drivers out there who are being involved in staged auto accidents. Essentially,
what appears to be an accident was actually a calculated effort for the other
driver to receive money or other benefits. Listed here are some ways to tell
whether or not your auto accident may have been staged.
An Invisible Car in
the Intersection
There are a few tactics that crooks use to trap unsuspecting
drivers in intersections, but they all involve suddenly swooping into the
intersection from what would appear to be absolutely nowhere. In some cases,
one driver may motion for you to go ahead through the intersection but then
pull out and block your path as you try to proceed, allowing a second fraudster
to crash into you – purposely. Another tactic involves a driver who sits idle
on the right side of the road just prior to a stop sign and then hits the back
of your car as you turn right. Then, the driver will tell the police that you
ran the stop sign and caused the collision.
Jump-Ins
One of the best ways to tell if you have been involved in a
staged auto accident is if other people appear from seemingly nowhere and jump
into the car that you hit. These people will then feign injuries – sometimes slight,
others more severe – so that they can get money from your insurance company.
You should also be very wary of anyone who claims to have severe pain or
injuries after a very minor accident that results in only a small amount of
damage to the vehicles involved.
Sudden Stops
There are two ways that crooks will use what is known as the
‘swoop and stop’ to their advantage, but because the result is a rear-end
collision, the innocent driver is always found to be at fault. Here, it is
important to stay alert and drive defensively at all times. In the first, a car
will pull up beside you in another lane and block your ability to merge while
the car in front of you slams on its brakes, causing a collision. In the second
and more daring staged auto accident, the driver will simply pull out of you
and stop dead in the center of traffic.
Fake Witnesses
Finally, it is important to quickly assess the situation any
time you are involved in an accident and determine who is in the other car and
who may have been able to see the accident occur. If someone else pulls up at
the scene a moment later, steps out of his or her car and backs up everything
the other driver says but wasn’t anywhere near the scene of the actual
accident, it is likely that you are being swindled.
While you may find it difficult to argue your case,
particularly if there are false witnesses or you have been involved in a
rear-end auto accident, it is important to point these things out at the scene
to the responding officer and to your insurance agent, as well. If necessary,
an investigation can be implemented and real witnesses can be questioned.
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