Everyone knows that they can save money on their Florida
auto insurance by avoiding tickets, driving safely, and purchasing automobiles
that have high crash test ratings. However, there are a few things that might really
surprise you when it comes to auto insurance discounts. Listed below are five
of the most little-known auto insurance discounts available.
Find Your Soulmate
As strange as it may seem, falling in love, getting engaged
and eventually getting married can save you some big bucks on your Florida auto
insurance. Insurance providers also associate getting married—and in some
cases, even engaged—with an advanced level of responsibility. This means that
once you’ve got that ring on your finger, you can expect your insurance rates
to go down by around 15% depending upon your insurance carrier of choice.
Be a Genius
There are some Florida auto insurance companies out there
who will actually provide a discount of 8% to 10% to individuals who belong to
a group known as Mensa—a group reserved for those who have intelligence
quotients at the top 2% of the population. If you do not score as highly on the
standard IQ test as you had hoped, there are still other brainy discounts of
which you can take advantage. You can get discounts for belonging to particular
sororities or fraternities, attending certain schools or even scoring at a
certain level on your SAT or ACT tests.
Promote Your Carrier
on Social Media Sites
Another great way to enjoy a Florida auto insurance discount
is to ‘like’ your carrier on Facebook or add a predetermined hashtag to your
rave review about the company on Twitter. Although the discount may not be
permanent and it may be small in nature, any discount is worth obtaining—especially
if it’s as easy as clicking ‘like’. This is something that insurance companies
are doing to help promote their brands. However, keep in mind that ‘liking’ the
carrier will mean that you will see posts from them in your News Feed.
Go Paperless
Insurance companies spend a lot of money to print policies,
billing statements and more, and then they pay even more to send these to you
via postal mail. If you request to have all of these things delivered to you
electronically instead, you could save as much as 2% to 5% on your bill
annually. This may not seem like much, but if you combine it with other
easy-to-get discounts, it can certainly add up.
Switch Early
There are a lot of factors that insurance companies will
consider when determining the risks involved with insuring you, and your
previous insurance coverage is a big one. If you want to switch providers, you
may be eligible for a significant discount by switching at least seven days
before your old policy expires. Furthermore, if you have maintained insurance
coverage without any lapses and you have been with the same provider for more
than a year or two, you may get even larger Florida auto insurance discounts.
Some other things that you can do to enjoy little-known
discounts include becoming a member of AARP, living in a retirement community and
even choosing a low-risk career. When you combine these discounts, you may be
surprised at how affordable Florida auto insurance can become.
No comments :
Post a Comment