How to File a Florida Health Insurance Claim

In some cases, when you visit a doctor or other healthcare provider, you may be told that you will need to file your own insurance claim. Though this is quite rare in today’s day and age, you will need to know how to file your Florida health insurance claim efficiently in order to receive your reimbursement quickly.

Keep and Organize Receipts

When you are asked to file a Florida health insurance claim, you will often be required to pay for the services you receive with your provider and then ask your insurance company for reimbursement. Because of this, you should always keep any receipts you receive when you pay for healthcare out of pocket. In this manner, you will have proof of what you paid for your insurance company. In the event that you are not required to pay up front, simply save copies of all of the bills you receive from the provider, clinic or hospital as proof of what you are being charged for the services rendered.

Obtain a Claim Form

The next step in the process involves obtaining a Florida health insurance claim form from your insurance provider. This form should not be incredibly difficult to fill out, and it should only take a few minutes of your time. You will need to provide information such as your insurance policy and group number, who the payment should be made to, the reason for the medical care you received and some basic personal information. If there is anything else that you are required to submit along with the form, this information will be listed. You can always contact your insurance company if you have any questions about the claim form.

Make Copies for Your Records

Before you send your claim form, receipts and/or bills to the insurance company, you should always make copies of these things for your own personal records. This way, you can easily pick up on any errors made by the insurance company as your claim is being processed. Similarly, should your claim get lost in the mail or after it has arrived at your insurance company’s processing facility, the documents will be easier to replace. Always keep your records in a safe location and preferably in physical as well as digital formats.

Send your Claim Form

After you have ensured that your claim form has been properly filled out, you should contact your insurance company and let them know that you are about to mail your Florida health insurance claim to them. Then, make sure that there is nothing else you will need to send as this will help to expedite the process. Be sure to ask how long it will take for the claim to be processed, as well; this will prevent any surprises in the future. Finally, mail the claim form to the address provided. If you do not receive anything within the promised timeframe, you can contact your insurance company for more information.

Most times, completing a Florida health insurance claim form is a simple process. You should remember to fill out the form accurately and completely before mailing it in order to prevent any errors that will slow the reimbursement process.